Protect your assets in the event of a disaster.
Flood insurance throughout all of Minnesota and Wisconsin including Andover, Coon Rapids, Blaine, Anoka, Ramsey and the Minneapolis-St. Paul metro area.
Just because you don’t live in a high flood risk area doesn’t mean it’ll never happen to you. We’ll provide the specialized coverage you need to help protect your home from rising waters—even if you’re not in a flood zone.
Three major myths about flood insurance mean you could be taking an unnecessary risk.
The first is that flood insurance is only needed for people living in designated flood zones. In reality, flooding is a potential risk everywhere and the damage can be devastating.
The second myth is that the homeowners insurance automatically includes flood insurance. Standard homeowners insurance does not cover flooding. Only a flood insurance policy will reimburse homeowners for flood damage to their property.
The third myth is that government programs have taken care of flood insurance. There is a National Flood Insurance Program that guarantees the availability of insurance in specific areas. However, this only covers a tiny percentage of American homes, has specific requirements and offers only limited coverage.
For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding, you could lose many or most of your personal possessions, face major reconstruction work, and be left homeless for months while your property is made habitable again. In most cases, not having flood insurance is a chance you simply can’t afford to take.
Contact us and we’ll help explain the benefits of obtaining a separate flood insurance policy.
Flood Insurance Quote Request
As an independent agency, we shop multiple companies for the most competitive rates.